New real estate programs
New-build properties
Benefit from a
Real Estate Valuation Offered
IFIC INTERNATIONAL offers you your real estate valuation. This way, you can get a valuation of your property quickly and easily. Do not hesitate to contact us if you wish to make a more accurate estimate. An expert will come to your home to do a more in-depth analysis and give you an accurate valuation opinion.
Empty
Estimate my property
The advantages of new construction
with IFIC INTERNATIONAL
with IFIC INTERNATIONAL
When buying or investing in property, it is important to ask yourself the right questions!
We have listed all the advantages of buying a new-build property to help you make the right choice.
We have listed all the advantages of buying a new-build property to help you make the right choice.
Finances
The price of a new-build property is on average higher than that of an old-build property. On the other hand, the economic and financial advantages in place are greater and offset this difference :
- Reduced notary fees (from 2% to 3%) compared to existing properties (between 7% and 8%).
- No work required, either in the property or in the common areas.
- Better insulation in all seasons (BBC / RT 2012 / RE 2020 certification) and energy savings.
- Reduced VAT rate of 5.5% depending on the geographical area of the property (ARNU zone) for a principal residence.
- Zero rate loan (PTZ) for first-time buyers who wish to invest in a primary or secondary residence. Free loan over 20 to 25 years with a deferred repayment period of 5, 10 or 15 years.
- Exemption from property tax for 2 years if you occupy your home as your principal or secondary residence.
The price of a new-build property is on average higher than that of an old-build property. On the other hand, the economic and financial advantages in place are greater and offset this difference :
- Reduced notary fees (from 2% to 3%) compared to existing properties (between 7% and 8%).
- No work required, either in the property or in the common areas.
- Better insulation in all seasons (BBC / RT 2012 / RE 2020 certification) and energy savings.
- Reduced VAT rate of 5.5% depending on the geographical area of the property (ARNU zone) for a principal residence.
- Zero rate loan (PTZ) for first-time buyers who wish to invest in a primary or secondary residence. Free loan over 20 to 25 years with a deferred repayment period of 5, 10 or 15 years.
- Exemption from property tax for 2 years if you occupy your home as your principal or secondary residence.
Show more
Tax exemption
• The Pinel measure allows buyers to benefit from a tax reduction of 12, 18 or 21% spread over 6, 9 or 12 years (proportional to the price of the property) up to a limit of €300,000. It is also possible to rent the property to a family member.
• The Censi-Bouvard law allows you to acquire a new property in a furnished residence and to take advantage of rental management provided by a specialist company. This is coupled with a tax exemption of 11% of the cost price of the property and the possibility of recovering the 20% VAT on the amount of the investment. It can be associated with the LMNP status.
• Non-professional furnished rental and LMNP status. Allows you to build up an additional source of income via a profitable property investment and to deduct from your taxes the interest on the loan, the co-ownership charges, the maintenance and repair costs and to depreciate the walls and furniture over a period of 5 to 30 years.
• The "PLS" social rental loan is available for investment in order to rent. It allows you to benefit from an advantageous loan indexed on the Livret A, to buy while taking advantage of a reduced VAT rate of 5.5% and an exemption from property tax for 25 to 30 years. The loan is repaid over a period of 15 years.
• The Pinel measure allows buyers to benefit from a tax reduction of 12, 18 or 21% spread over 6, 9 or 12 years (proportional to the price of the property) up to a limit of €300,000. It is also possible to rent the property to a family member.
• The Censi-Bouvard law allows you to acquire a new property in a furnished residence and to take advantage of rental management provided by a specialist company. This is coupled with a tax exemption of 11% of the cost price of the property and the possibility of recovering the 20% VAT on the amount of the investment. It can be associated with the LMNP status.
• Non-professional furnished rental and LMNP status. Allows you to build up an additional source of income via a profitable property investment and to deduct from your taxes the interest on the loan, the co-ownership charges, the maintenance and repair costs and to depreciate the walls and furniture over a period of 5 to 30 years.
• The "PLS" social rental loan is available for investment in order to rent. It allows you to benefit from an advantageous loan indexed on the Livret A, to buy while taking advantage of a reduced VAT rate of 5.5% and an exemption from property tax for 25 to 30 years. The loan is repaid over a period of 15 years.
Show more
Comfort
With new homes, you can buy with peace of mind!
All new homes comply with current standards (BBC, RT 2012 and, as of this year, RE 2020) and guarantee optimal energy performance as well as accessibility for the elderly and disabled.
A property that reflects your image: it can be adapted to your needs, your desires and your lifestyle. You can choose the materials, colours and finishes you want... All this for a tailor-made service, with no work required! You should also know that all new developments have been required to have fibre optic connections since 31 August 2016.
With new homes, you can buy with peace of mind!
All new homes comply with current standards (BBC, RT 2012 and, as of this year, RE 2020) and guarantee optimal energy performance as well as accessibility for the elderly and disabled.
A property that reflects your image: it can be adapted to your needs, your desires and your lifestyle. You can choose the materials, colours and finishes you want... All this for a tailor-made service, with no work required! You should also know that all new developments have been required to have fibre optic connections since 31 August 2016.
Show more
Guarantees
New properties offer solid guarantees and strong legal protection. Four guarantees are available to protect the buyer from the time of completion for up to 10 years. These guarantees engage the responsibility of the developer in case of defects and complement each other.
• The Guarantee of perfect completion (GPA): This covers all defects in conformity for a period of one year from delivery of the property.
• The Biennial Guarantee of Good Functioning: This covers problems and defects relating to elements that are not directly part of the structure, such as shutters, radiators, taps, etc., for a period of 2 years from the date of delivery.
• The ten-year guarantee: This guarantee obliges the builder to correct any defects that may affect the solidity of the property (including equipment) for 10 years.
• The extrinsic completion guarantee: This is a compulsory guarantee for the developer in the case of the sale of lots in the future state of completion. This guarantee makes it possible to finance the work in the event of default by the developer and protects the buyers against any financial difficulties that might arise from the cancellation of the work.
New properties offer solid guarantees and strong legal protection. Four guarantees are available to protect the buyer from the time of completion for up to 10 years. These guarantees engage the responsibility of the developer in case of defects and complement each other.
• The Guarantee of perfect completion (GPA): This covers all defects in conformity for a period of one year from delivery of the property.
• The Biennial Guarantee of Good Functioning: This covers problems and defects relating to elements that are not directly part of the structure, such as shutters, radiators, taps, etc., for a period of 2 years from the date of delivery.
• The ten-year guarantee: This guarantee obliges the builder to correct any defects that may affect the solidity of the property (including equipment) for 10 years.
• The extrinsic completion guarantee: This is a compulsory guarantee for the developer in the case of the sale of lots in the future state of completion. This guarantee makes it possible to finance the work in the event of default by the developer and protects the buyers against any financial difficulties that might arise from the cancellation of the work.
Show more